Category: Home Prices

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Why Buyers Shouldn’t Overlook a Fall Move

Written by Nokomis Mortgage Syndicated User on September 5, 2026. Posted in Affordability, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

You’ve been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. Because every fall, buyers tend to get more to choose from, better prices, and more room to negotiate. And that’s why Hannah Jones, Senior Economist at Realtor.com, says:“We always see that the best time to buy window usually falls in the early fall around October.”And that’s exactly why, if you’ve been waiting for a better moment...

Think New Homes Cost More? Not Right Now.

Written by Nokomis Mortgage Syndicated User on September 5, 2026. Posted in Affordability, Agent Value, Buying Tips, For Buyers, Home Prices, New Construction, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to try to keep their inventory moving.Here’s why that’s really important for any would-be homebuyer to know.Newly Built Homes Are the Better Deal Right NowAccording to the latest data from the Census and the National Association of Realtors (NAR), a newly built home now typically costs about $40,000 less than an existing one (see...

The Kind of House Buyers Are Willing To Pay More For

Written by Nokomis Mortgage Syndicated User on August 19, 2026. Posted in Downsize, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates, Selling Tips.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you’ve been using for storage. To you, it’s extra space. But to a growing pool of buyers, it’s the reason they’d pick your house. Here’s why. Multi-generational homebuying is on the rise.Millions of Families Are Living Multi-GenerationallyThe number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024, according to...

3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Nokomis Mortgage Syndicated User on April 24, 2026. Posted in For Buyers, Home Prices, Inventory, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe number of homes for saleHome pricesBut a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...

Don’t Let Home Prices Headlines Fool You

Written by Nokomis Mortgage Syndicated User on April 2, 2026. Posted in For Buyers, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.The truth is prices are going to vary depending on where you live. But they’re not crashing.Here’s what you need to know.The Local Perspective: Home Price Trends by AreaThe biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see...

Are Home Prices Dropping? Here’s the Real Story.

Written by Nokomis Mortgage Syndicated User on March 5, 2026. Posted in Equity, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:Is this the start of a crash?What does this mean for my house?Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.The National Story – Prices Are Still Going UpHere’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.That’s why, at the...

Top 3 Reasons To Buy a Home Before Spring

Written by Nokomis Mortgage Syndicated User on February 6, 2026. Posted in Buying Tips, For Buyers, Home Prices, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

If you’re planning to buy a home this year, you may be focused on the spring market. And hoping that when spring does hit, you’ll see:Mortgage rates drop a little more.More homes hit the market.But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing with less stress, and feeling less rushed.Here are three reasons why accelerating your timeline over the next few weeks could actually be a better play.1. Holding Out for Lower Rates May Not Pay Off A lot of buyers are hoping mortgage rates will fall even further. But that’s not the best...

Expert Forecasts Point to Affordability Improving in 2026

Written by Nokomis Mortgage Syndicated User on January 9, 2026. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? It’s finally happening.In 2025, affordability was the best it’s been in 3 years. And experts agree the momentum will keep going in 2026. And that’s based on their analysis of the key factors shaping the housing market in the year ahead: mortgage rates, inventory, and home prices.Lower...

Headlines Have You Worried about Your Home’s Value? Read This.

Written by Nokomis Mortgage Syndicated User on December 23, 2025. Posted in Equity, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here’s what you need to know. While some local markets have seen small price dips this year, home prices are not falling nationally. So, don’t let the headlines scare you.The vast majority of the country is actually seeing prices rise.While that may feel surprising after the headlines you’ve seen, the map below uses year-over-year data from the Federal Housing Finance Agency (FHFA) to make that clear:Let’s break down what this really shows.Most states are seeing prices rise (the...

Why Your Home Equity Still Puts You Way Ahead

Written by Nokomis Mortgage Syndicated User on November 6, 2025. Posted in Equity, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here’s how that’s played out lately.After the record-setting home price surge of 2020 and 2021, a little cooling was...