#nokomiscondomortgage | Nokomis Mortgage

Non-Warrantable Condo Loans

Written by Nokomis Mortgage Syndicated User on November 14, 2025. Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

? Buying a condo in Florida can sometimes come with extra hurdles, especially if your desired property is a non-warrantable condo. What does "non-warrantable" mean? It refers to condos that don’t meet typical guidelines from major entities like Fannie Mae or Freddie Mac, making financing trickier with many lenders. At Fidelity Home Group, we offer specialized loans designed for these situations. Whether it’s a newer project, limited HOA control, or certain insurance or occupancy issues, our non-warrantable condo loans provide options with up to 80% loan-to-value...

Your new home deserves the right plan

Written by Nokomis Mortgage Syndicated User on November 14, 2025. Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

? Thinking about a new home or refinancing before 2026? Now is the time. At Fidelity Home Group, we guide Florida buyers through mortgage options that fit unique needs — whether it’s a first home, an investment property, or a condo. ? The holiday season brings a perfect moment to plan your mortgage and secure financing before the new year. Early action can help you close on your dream home or lower your payments in time for tax season. Our local expertise means we understand Florida’s market and available loan programs like FHA, VA, and USDA. We’re here to help you...

Would You Let $80 a Month Hold You Back from Buying a Home?

Written by Nokomis Mortgage Syndicated User on November 14, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Forecasts, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?But here’s the thing: that 5.99% number might not save you as much as you think.Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen saves you more than you’d think.How Much You’ve Already Saved, Without Realizing ItLet’s put some real numbers...

Are Builders Overbuilding Again? Let’s Look at the Facts.

Written by Nokomis Mortgage Syndicated User on November 13, 2025. Posted in For Buyers, For Sellers, Inventory, New Construction, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.Builders Are Pulling Back, Not Piling OnPermits (applications to start building new homes) are one of the best early indicators for what’s next for home construction. And right now, building permits are...

Fidelity Home Group | Staged Homes Sell 73% Faster

Written by Nokomis Mortgage Syndicated User on November 12, 2025. Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Staged Homes Sell 73% Faster Staged homes sell 73% faster. That’s not a coincidence. If you want to sell quickly, let’s chat about whether staging makes sense for you. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://homestaginginstitute.com/home-staging-statistics

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

Written by Nokomis Mortgage Syndicated User on November 11, 2025. Posted in Buying Tips, For Buyers, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United.And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.Why VA Home Loans Can Be a Great OptionFor nearly 80 years, VA loans have made homeownership...

Fidelity Home Group | 1 in 5 Sellers Are Cutting Prices Right Now

Written by Nokomis Mortgage Syndicated User on November 9, 2025. Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

1 in 5 Sellers Are Cutting Prices Right Now That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

What a Government Shutdown Really Means for the Housing Market

Written by Nokomis Mortgage Syndicated User on November 7, 2025. Posted in Buying Tips, Economy, For Buyers, For Sellers, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates, Selling Tips.

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?The short answer? No.The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function.Here’s What Typically Happens Whenever the government shuts down, some federal agencies temporarily close or scale back their...

Fidelity Home Group | Do You Know the Minimum Down Payment for a Conventional Home Loan?

Written by Nokomis Mortgage Syndicated User on November 6, 2025. Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Do You Know the Minimum Down Payment for a Conventional Home Loan? Only 8 out of 100 people know the minimum down payment required for a conventional home loan. Most overestimate what’s really needed. If you want more information about what’s actually required, talk to a trusted lender. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #DownPayment Data Sources: https://www.firsthomeiq.com/2025report

Why Your Home Equity Still Puts You Way Ahead

Written by Nokomis Mortgage Syndicated User on November 6, 2025. Posted in Equity, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here’s how that’s played out lately.After the record-setting home price surge of 2020 and 2021, a little cooling was...

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