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Tag: #nokomismortgage

Why Buyers Shouldn’t Overlook a Fall Move

Written by Nokomis Mortgage Syndicated User on . Posted in Affordability, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

You’ve been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. Because every fall, buyers tend to get more to choose from, better prices, and more room to negotiate. And that’s why Hannah Jones, Senior Economist at Realtor.com, says:“We always see that the best time to buy window usually falls in the early fall around October.”And that’s exactly why, if you’ve been waiting for a better moment...

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Think New Homes Cost More? Not Right Now.

Written by Nokomis Mortgage Syndicated User on . Posted in Affordability, Agent Value, Buying Tips, For Buyers, Home Prices, New Construction, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to try to keep their inventory moving.Here’s why that’s really important for any would-be homebuyer to know.Newly Built Homes Are the Better Deal Right NowAccording to the latest data from the Census and the National Association of Realtors (NAR), a newly built home now typically costs about $40,000 less than an existing one (see...

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Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Written by Nokomis Mortgage Syndicated User on . Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you’ve caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is. Here’s what you need to remember. Pulling from your retirement savings is a big decision, so take time to weigh all your options first and be sure to talk with a financial expert before you do anything.Why Dipping into a 401(k) Can Be TemptingData from Empower shows many Americans have built up considerable retirement...

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Higher Rates Could Actually Help Housing Supply – Here’s How.

Written by Nokomis Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Inventory, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.But that may be about to change. Here’s why your pool of options may actually start ticking back up again.Growth Has Slowed, But It Hasn’t StoppedActive listings were up 2.1% year-over-year in July, according to Realtor.com. Back in January, inventory was up 10%. And in May of 2025, it was up 31.5%. So, growth has cooled off a lot over the last year.The past 3 months, though, have all seen inventory growth land in roughly...

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The Kind of House Buyers Are Willing To Pay More For

Written by Nokomis Mortgage Syndicated User on . Posted in Downsize, For Sellers, Home Prices, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates, Selling Tips.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you’ve been using for storage. To you, it’s extra space. But to a growing pool of buyers, it’s the reason they’d pick your house. Here’s why. Multi-generational homebuying is on the rise.Millions of Families Are Living Multi-GenerationallyThe number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024, according to...

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Who Has the Upper Hand in Today’s Housing Market?

Written by Nokomis Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, For Sellers, Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates, Selling Tips.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they’ll still get top dollar.The interesting thing is… both can be right at the exact same time. It just depends on where you live.That’s because today’s housing market isn’t moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle.And knowing which market you’re actually in can completely change the strategy you use to buy or...

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Finance Your Second Home or Rental

Written by Nokomis Mortgage Syndicated User on . Posted in Nokomis FL Condo Mortgage, Nokomis FL Mortgage, Nokomis FL Mortgage Rates.

Thinking about buying a second home or rental in Florida? DSCR loans can make it easier by focusing on the property’s income potential, not just your personal finances. They work well in Florida’s fast-growing markets where rental demand is high. This means you can qualify based on the income the property generates. ?? Ready to explore your options? Link in bio. Get a rate quote — no personal info. #DSCRloans #FloridaRealEstate #RentalProperty #SecondHome #MortgageTips

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